The Fair Finance Fund is a non-profit social finance fund dedicated to providing loans and mentorship services to local food and farm enterprises that value strong local food systems, local economies, and a healthy planet. Since 2019, the Fund has disbursed over $2.5 million in loans across Ontario. We understand your business, goals, mission, and values and have a shared mission for you to succeed while making a meaningful difference.

• Demonstrate appropriate expertise to meet project goals
  and The Fair Finance Fund offers farm loans:
• Early payment option under certain conditions and More info at https://fairfinancefund.org/loans.

Fair Finance Fund for Farm Loans

Farm Loan eligible applicants to the Fair Finance Fund will:

• Derive most of their income from sales of goods and services
• Be registered as a non-profit, charity, co-op or a business with clearly stated social and/or environmental values and objectives that are integrated into the operations
• Provide a business plan for start-up or expansion activities, and a financial plan that demonstrates an ability to pay back loan elements of the funding
• Demonstrate the ability to track the social and/or environmental impact of the funded project, and benchmarks for social and environmental impact as well as financial measures
• Demonstrate appropriate expertise to meet project goals

The Fair Finance Fund offers farm loans:

• Loans between $20,000 and $100,000
• Terms of five years
• 6% interest
• Optional 3 month grace period
• No collateral requirement
• Principal repayment in monthly payments with interest over term of loan
• No extra fees
• Early payment option under certain conditions

More info at https://fairfinancefund.org/loans.